In This Article 15+ Best Banks with Early Direct Deposit Read on to compare your options below and find the best fit for you. We’ve identified the best banks that offer early direct deposit. Many online banks have early direct deposit, and traditional banks are starting to jump on the bandwagon, recognizing how important this feature is to account holders. The good news is that many financial institutions let customers access their money up to 2 days early. When it gets close to payday, finding banks that offer early direct deposit can be a lifesaver. This does not influence our recommendations or editorial integrity, but it does help us keep the site running. At no extra cost to you, some or all of the products featured below are from partners who may compensate us for your click.